There was also, I do believe, a checkbox that you could uncheck to prevent you from upvoting streemian updates.

Another thing in reference to the credit card stuff. This cost you, at most, 2% of your VP, depending on what your VP was at before. With basic restrictions in place, that you could easily do on the webportal, you could reduce this immensely. While this is a moral gray zone, in my opinion, even though everyone gave @xeroc the right, there are more abusive things going on on steemit. What wold have been worse is and actually considered abusive would be if he had been secretly giving a proxy account 1% or 0.1% upvotes or something from time to time. I mean I do not know the complete extent of how much money a 100% streemian (of all 7000+ users) would be but 1% out of the blue would likely not be noticed by anyone unless they were really skeptical and watching crap.

Before someone thinks I am claiming this happened, no, I am not. I am just saying that that scenario would be abusive.