Thanks for sharing your thoughts on this matter. I can only agree with you on the fact that much of the lingo used around cryptocurrencies is usually not for the lay person and tends to comes with a branding, by the general populace, closer to the crook than the smart money you are referring us to.

The term "Smart Money" seems to go along the line of the smart TV, smart phones, Smart boards and so on... Now, every time I hear the "Smart" this or that, I almost cringe. So, personally, using this terminology would definitely not encourage me to get into it. Though, since I'm already in there and have been for many years, I'm not about to leave because such terminology would be used. LOL!!!

Maybe a healthy huge brainstorm would help us move into a transition of terms and bring a new realm of ideas as well as philosophy behind the idea of cryptocurrencies. Equally true though, maybe we could use the terms that are already used and keep on pushing through to change the prejudices surrounding cryptocurrencies?

One of the main idea that got me into the world of cryptocurrencies is the idea of "fairness" that accompanies the currencies as they run off of immutable algorithms. "Fair Money", maybe "Fair Coins" This might attract the so-called 99%!?

On the long-run, maybe our new generations will end up creating their own original term cut halfway through or turn it into an acronym or, even worse, a mnemonic acronym like "Digicies standing for "Di-gi"-tal curren-"cies"?! Anyhow, there seems to be a lot of waters going through the gates right now and the language is still finding its forms around this new realm of becoming-popular knowledge depending on the education around its presence and value to the rest of the world population. I really look forward to see what is going to come up and definitely see value in the terminology as well as in the discussion you have started around these thoughts. After all, we're all in the same boat.

All for one and one for all! Namaste :)