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RE: To have children before there's a regular job? Or wait ...? (Opinion)
Yes, Perfect
Have children?
It can wait for the university degree; the kids are not going anywhere.
Every couple must do a well-structured child plan
Though In my country living cost is less,
Yeah, being prepared financially and mentally is really important. It can be really hard mentally if you're focusing on finishing you studies. A child would bring too many distractions and challenges to perform well in the university.
Yes, and it will take 1/2 of your effort and time that you could use focusing on Education and financial stability.
Indeed. Finishing studies first would be a good idea, then of course getting financially stable as well!