To have children before there's a regular job? Or wait ...? (Opinion)

in #economy7 years ago

In Israeli reality, living as a student with a wife in a small apartment(45 square meters) is very expensive!


source

How expensive?

In order to BUY an apartment in Israel - not prestigious, just average one.
You have to work a lot. How much? 150 Average median salaries in order to buy an average apartment.

The price of cars in Israel is two to three times higher than in the Western world, such as the US or Europe.

The price of fuel in Israel is also expensive is 3 times more expensive!

If the average wage in Israel is NIS 10,000 per employee.
In practice, only a relatively small portion earns NIS 10,000 ($ 2,870) per month.

The Ynet website shows us a slightly different picture:
Prof. Eyal Kimhi:

The average wage parameter is an important parameter, but not the only parameter.
It is very easy to cheat the "average" wage because if the wage of people in the higher class increases, the average wage will also rise, which does not show a better wage distribution to those who earn less.

This does not necessarily indicate a good thing that has happened in the Israeli labor market.

Another pay parameter that can be thought of is, of course, the median wage.

At least the direction is a positive direction.

Stop crying, there are also cheap things in relation to developed countries:

the price of studies in Israel at a good university is a NIS 13,000 (3700$) a year for studies only, for a living if we assume that you live with your wife and buy yourself things and rent apartment( for a married couple).
It comes out 19k USD,

19k+3.7k*2=25.4k USD for living and study for a married couple.

Most students will not pay for their studies at all because they will receive scholarships.
For scholarships, you have to volunteer for about 130 hours a year.

In the US the price of education is much higher !!!
above 40$k a year!(without living) and above 60k USD with living.

In this figure, we bypass many countries around the world.

After all the calculations we have made, can a married couple who are during their studies can have a child?(Without taking their parents every penny?)
A child will raise the average of living by almost $ 1,100 a month, according to the Central Bureau of Statistics.

It is known that every child brings blessing.
But I'm not going to abuse my child financially before I graduate.

the common solution.

The first thing, of course, is to live in areas of the periphery.
The living is cheaper, the apartments are cheaper.

What about studying?

One learns and one work. Otherwise, the reality is impossible for most people.

Have children?

It can wait after the university degree, the kids are not going anywhere.

What do you think?

How does it work in your country? That interests me very much!

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by @marinaart

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I think is typical problem for all the world... 😊

yes, it is a life definition, that we just not life but we need to move and act then responded.

Dude, forget kids man, just party and hook up with chicks and go to bars and pump weights.

נשמע מאוד מקצועי. רק שהחיים הם מה שקורה בזמן שעושים תוכניות

Its the same problem here. My wife and I spoke about it and we didn't want to wait too long (we were 26 and now 32) so I managed to snag a good deal for a house and we had our first child. It was not easy. I was studying for my masters, working a day job and a side job. However, it all ended up pretty alright, as time goes by, your pay increases and you will find ways to mitigate the financial strain. We now have two beautiful girls and a home. The price of houses have gone up exponentially and if we were to have waited one more year, we would not have been able to afford it.

I guess my advice on this, from a fellow steemian to another is... pray or follow your gut then hustle. There's no best time to act more often than naught.. is now.

Yes, Perfect

Have children?
It can wait for the university degree; the kids are not going anywhere.

Every couple must do a well-structured child plan

Though In my country living cost is less,

But One must be well prepared to take responsibilities of a child regarding financially and mentally as well

Yeah, being prepared financially and mentally is really important. It can be really hard mentally if you're focusing on finishing you studies. A child would bring too many distractions and challenges to perform well in the university.

Yes, and it will take 1/2 of your effort and time that you could use focusing on Education and financial stability.

Indeed. Finishing studies first would be a good idea, then of course getting financially stable as well!

No, do not have kids before you have a steady job. It is not that it is impossible but it will make life more difficult by a factor of x10

I am @junsusukhairi living in the country of Indonesia, where to my birth in Aceh the education is very important.Kami children focus to study and parents who will finance our education until graduation. So we just need to learn. After the tsunami disaster in Aceh in 2004, we have gained special authority both from domestic and abroad. for the education of Aceh children will be free and given scholarship until graduation. Although the standard of education in Aceh is standard when compared with other countries, we as children are very grateful to the government, with free education and scholarship fees we can relieve the burden of our parents for school fees. We are prosperous even though very simple, our parents are mostly farmers and fishermen but we never starve. parents here are very fond of his children and the children here are very respectful of parents, it is in accordance with religious teachings that we believe. I am very grateful to be born of a good parent, a good place to live, and the cost of life disinipun very affordable. Sometimes I feel the kadians to the kids out there who are simply wasted by their parents and forcibly have to work before they grow up, and I cry every time I see them. I am very grateful to God because the children in Aceh have never felt so suffered, In fact we here can live safely, peacefully and equally peaceful. forgive me if I am late to comment @amiramnoam, I hope you have a chance to read my comments in your post.

This comment has received a 0.02 % upvote from @speedvoter thanks to: @junsusukhairi.

Education in my country is cheaper than what you have stated. Thank you for the post it is really helpful.

It is difficult to bear expense as a student if he/she gets married. If they have a baby, the expenditure will increase.

It is better to have a baby after finishing academic studies, I think. If their parents can support them, only then it's ok.

my opinion, not everyone can live easily around the edges, due to lower income in the suburbs, so is spending on his case is different in the Center, which has economic faster rounds even though spending is also great.
If we observe, we must do a side business and save money is the way to adjust this problem.
thanks @amiramnoam

The problem is that the jobs are mostly in the center, not the periphery. I aspire to start my own online business somehow. I teach English full-time in Jerusalem but it is not enough money.

love this post @amiramnoam upvoted & resteem