I am a Nigerian too, I worked in MaxiTrust Micro Finance Bank Port Harcourt as a Branch Accountant. I can honestly attest to the fact that we lend at a high interest rate , most times also the incidence of customers default is also alarmingly high to the extent that the Banks has to make adequate provisions for loan recovery expenses.

Bottom line , I think Block chain technology and Steem has a pivot role to play in the industry. I dont mind being a volunteer to this course of affirmative action to bring blockchain knowlegde to the ignorant Nigerian masses as it will go a long way towards increasing our income per capita and also creating a more rubust economy where transparency , prudence and effectiveness reigns.