You need to stop bitching and start answering two simple questions:
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
HOW MUCH MONEY AND WHEN?
Exactly Right, @contentjunkie - @zeartul, do the right thing. Break down and Confess your sins and allow time and money to heal all wounds. Stop panicking. Breath. Come to a consensus with your creditors!