I upvoted ya, this is a good read.

For the masses to really latch onto crypto in general... it needs to be as simple to use as paypal and a debit/credit card. That is slowly happening and will happen.

Once the general population can "easily" use crypto without any kind of learning curve and it can be integrated into their lives right next to their current banking tools, you will see confidence shoot up and people start welcoming it in.