LUMENS VS. RIPPLE - IS XLM THE NEXT XRP?

Should investors consider XLM to be the next XRP? Since global tech powerhouse IBM has now successfully used Stellar Lumens (XLM) to enable seamless, ultra-low cost, rapid cross-border money transfers (see more here) investors need to seriously consider XLM at the current price point.

XLM had a substantial pop after the initial announcement and then pulled back a bit after some expected profit taking took place. Real-world implementations such as this are still somewhat rare in the crypto space. Since IBM is known to create templates of successful project implementations and replicate them globally, you can expect to see more XLM powered service offerings in the near future. This could also pave the way for some of IBM’s many business partners to give XLM a shot in their own projects.

XLM and XRP were always designed to be a bridge between the fiat and crypto worlds. While many idealists believe that the old world of banks and financial infrastructure will disappear under the weight of crypto, history teaches us the dinosaurs become extinct over a period of time. Since XLM still trades at less than 20% of XRP (as of this writing) it certainly represents an excellent low-cost hedge against not just the ascendancy of XRP, but the rate of decline of the global banking infrastructure.

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DISCLAIMER: These are my opinions and not to be construed as investment advice. All investments in crypto carry substantial risk and should only be undertaken with money that you can absolutely afford to lose. Consult your investment adviser and/or significant other before making any investment in anything.