I got my insurance at https://www.liabilitycover.ca/errors-omissions-insurance-engineers/. Rather unusual for me to pay for health insurance, given that I come from Canada where it used to be free :). Still, having got this one it is cheaper than acquiring the regular one. I am totally healthy but I don't think health insurance is something you should not play around with, I have also been thinking about getting life insurance. I have a lot of loans and it's kind of scary leaving my wife and kids with them.