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here is what i dont understand about our medical system, there are 330 million people in america, if everyone contribute just 1 dollar a day that would be 330m times 365 that is something like 12 trillion dollars a year, my obamacre for a family of 4 is 2000 a month whit a 7000 copay per person and an 80/20 split on bills , its not insurance .

Insurance works through solidarity
All have to pay a small amount

And negotiation power
All have to negotiate for prices of treatment not the sick or the family members of sick people

That said the government should organize and negotiate with big pharma so everyone gets a good deal