XRP’s Turning Point: Ripple Seeks US Bank Charter & Bullish Chart Setup Toward $2.65

What’s Happening?

• Ripple has filed for a U.S. national bank charter with the OCC, allowing it to independently operate custodial services and financial operationsใ
• It's also pursuing a Federal Reserve master account, enabling its RLUSD stablecoin to settle via Fed payment rails directly

📈 Chart Signal

• XRP’s price chart is forming an inverse head-and-shoulders. A breakout above the neckline could push XRP to $2.65–$2.76
• The market already responded with a +3% intraday jump and +6% for the week

🧠 Pichat’s Take

Ripple is transforming from a "blockchain performer" to a "financial infrastructure provider." If the charter is approved, XRP could become a legal, regulated utility — not just a speculative token.

🎯 Upsides vs Risks

• ✅ Upside: Institutional credibility, RLUSD settlement via Fed rails, mainstream acceptance
• ⚠️ Risk: Charter approval could drag, chart fails to break neckline and price corrects

📌 TL;DR

Ripple is aiming for bank status and XRP is flirting with a bullish breakout.
This could be a game-changer — or just a flash in the pan.
Time to watch closely and brace portfolios for impact!