Thanks for your comment, @steevc! I totally agree.
But as long as people focus too much on the financial aspect, they won´t ever succeed. That´s my point of view. If you really try to improve yourself, show patience and consistency, the rewards will come automatically. But nowadays people don´t have that patience anymore - they wanna press a button and change the world / become rich. Neither virtual reality nor reality work like that, but people are none compliant in that sense. Instead of learning from failure, trying to self-improve, and develop, they become angry and start criticizing the whole system.
They will all come back sooner or later - and bring some friends :-)
Have a great start into 2017, too!!!