Primarily this is mentioned in the Agreement because this CAN happen but i dont think it will. As a programmer you need the EOS Token to run DAPPS at the Blockchain. But not like Ethereum does. It is not treated like Gas its rather a fix amount that you need.
just my thought, you have a point though . But i think people should be careful with this
Yes you are right. And I think the whole cryptocurrency world is actually designed for money you dont need.