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RE: Royalty Free Images to Use on Steemit
A social post is not commercial use, unless your post is just one image that you use repeatedly. There were no lawsuits for memes unless they were used as a commercial product or advertising.
Strong factors that weigh in favor of fair use are for criticism, commentary, and news reporting.
I think that pretty much describes social media.
This is a good overview of what is at stake:
http://www.aaronkellylaw.com/sue-over-a-meme/
I think it is difficult, and most people are not at risk, but there still exists a risk. Defamation, publicizing private data/info, false light, invasion of privacy, copyright infringement and unauthorized us of property are all named in that link.
Like I said, the risk may be small, but always "think before you meme".