That's a very healthy attitude @frugallady. I have put most of my rewards back into Steem Power, too... but did pull out some bits and pieces along the way, and it was very gratifying to be able to buy (for example) a pair of tires for our car, and pay a particularly high power bills this spring.

On the whole, though, my intent is to "let it ride" in the long run and do my part towards helping the community thrive in the long term.