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RE: Accounts with zero vesting balance cannot transact
That's a known problem, but I don't know if there's already a github issue. You should check and create one.
As a workaround you can use (via command line wallet) a feature that "transfers" VESTS from one account to another, which is basically a shortcut for power down - transfer - power up. I believe the command is withdraw_to_vesting or sth like that.