Sort:  

Why would it be bad for steem is people pay fiat for it?

Currently investment with sp can be pulled in 13 weeks. You offer a way of immidate fluidity

No, I don't. I offer converting FIAT to SBD. Currently, people pay SBD for upvotes, and get the value in return in SBD and SP. The investors get SBD. There's no more fluidity that currently exists.

You are correct. Sharp of you :)