WOW this is very inspiring news! If we can cut out Coinbase and banks completely by using Steem/SBD to Fiat trading and allow users to exchange fiat and crypto with each other we can have our own micro economy, a breakaway economy if you will. and it will empower steemians with a wide range of products and soon we will have a hipping service to deliver them. Wow the sky really is the limit with steem! Very happy to see so much progress with Zappl!

have youheard of the American Express Serv cards? thjey allow free Fiat to Fiat digital Dollar transfer, so you can send money from on Serv to another Serv free, maybe we can piggy back on this and zppl can encoruage users to simply order these cards or buy thema nd lad them at the super market (I believe they are $5 each) and then people can send money from serv to serv when making steem or SBD payment, they can even use escrow accounts for the steem/SBD and the serv payments by having a third serv card to send money too, and since its all free I can see it being VERY useful for our currently small time needs but also scaling up, and I am sure American Express would be happy to allow us to use THEIR service instead of Venmo or Paypal in fact I would RATHER skip a Bank account and just use Debt cards, and use Cryptocurrency as the new Bank account... with debit cards as something I load up with local fiat currency... This system seems to be working just fine right now! I have even seen advanced proptotypes of special debit cards that have tape cassette type tape that is reprogrammable and has a keypad battery and lcd screen with multiple cryptocurrency wallets and a need for a pin code when spending, so yeah the future is pretty amazing we are going to use the existing debit card infrastructure to do some great things with crypto! And @zappl can be at the forefront with projects like this!