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RE: Introducing Decentrabank! Mutual Trust Banking - A lending platform on Steemit, based on trust. Opens March 1st.
It's a great idea, I think that with the requirements you ask and the amount to be provided will be very low percentage of people who want to cheat (hopefully no one does), this kind of contributions to the community are fantastic, you give more life and usability to Steemit, very good !