Yeah, I'm not too sure about XRP long term, it will go up but nowhere near the speed of adoption on the others, there's just been too much bad press on XRP of late, and the developers have had to mitigate this by setting up agreements on their locally held stockpile of XRP, the fact that it cant be mined is concerning too, the only source of inflation is how much the developers are willing to sell, the volume available vs the price should be a clear sign. I've made some money off it but mostly from pumps and dumps (thanks to the high volumes), I definitely wouldn't be holding a lot of it, you'd be way better off putting that into steem long term.