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I wonder what that would look like by segment (i.e. whales v. minnows, etc).

Interesting question. Not easy to answer, though, since a lot of the ownership of liquid STEEM is hidden inside the exchanges.

I'd imagine it varies within settlements based on how aggressive one is with a growth strategy, too.

Perhaps a better question would be what percentage steemians with significant growth keep in different tokens, and how that syncs with their Steem activity.

Yeah, questions like that are hard to answer straight from the blockchain. There used to be a website that loaded the blockchain data into SQL tables so you could do any sorts of analytics. It went away last year, though.