im just letting it roll in and be what its gonna be.... lol. im long term hodling so will be converting SBD to STEEM. I used to do 100% when i started out but i realized that you need SBD to interact and help peeps out sometimes etc. so switched to the 50/50. but in the long run the "payment" however you get it or decide to hold it, is just a bonus in my eyes..... if my account crumbled or steemit dissolved so there was no means of accessing "funds" i would still be happy with what i have achieved on the platform.... but i digress :) much love