My comments were not so much a criticism as they were me reaching out to find a simple answer to what seems like very complicated stuff. I tried reading other material and couldn't understand most of it. The terms used meant nothing to me and I had no idea what they were writing. When I opened your post I was hoping to get answers but instead got about as much as I had already figured out. I expect that anyone who would write about such a topic would know more than I do. If the language used is something you can understand then I would be grateful if you could interpret for me. No hurry. Whenever you have the time.
Thanks!