Hi @pomeline

Such a difficult past few years. Pandemic, lockdowns and now war. For so many people out there (Especially ukrainians) it must be a real nightmare.

I was wondering if you have any view on futute of Russia financial system (especially from the perpective or regular people) after interest rates has been hiked to 20%?

I can hardly imagine being able to pay any loans or morgage in similar situation. Especially while knowing, that all imported items will cost so much more since value of Rubel dropped so badly.

Any thoughts you like to share?

Cheers, Piotr