@mojojo, yes I did refer to a lot of online articles and took images from them and thus attributed in their image sources. I also read www.dreammoods.com and it describes naked dreams like this:
So you are going about your normal routine - going to school, waiting for the bus, shopping at the store or just walking down the street - when you suddenly realize that you have forgotten to wear pants or that you are, gasp, buck naked!

This being a dream that I have had very regularly, I wrote my experience and I also felt it was little similar to what's written on dreammoods, but then I felt I should keep it as it is, because it described perfectly how I saw this dream.
I still feel I should also mention at the end of my posts the links of materials I have referred.
Thank you for pointing it out.