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RE: The threat to Bank and Government: Crypto
The #1 hurdle roadblock that will be faced for crypto is governments. Some will do everything in their power to stop any chance that the sheep gain any level of control over their lives.
Would not out it past governments to on the surface say they are allowing crypto while behind the scenes doing whatever they can to discredit, add risk, and in the end stop the wealth creation portion of crypto.
Time will tell, but everyone needs to maintain a close eye on things as things can change very quickly.