SUBMIT AND NEGOTIATING AN OFFER / FINANCING VS CASH
MORTGAGE:
If you are purchasing a property with a mortgage, you’ll need a pre-approval letter from a mortgage lender, which is a written estimate stating how much you will likely be able to borrow based on an initial review of your credit and financial information.
CASH:
All cash offers are often preferred by sellers, as buyer financing adds layers of time and risk to the transaction. However, I am adept at submitting offers that compete with all-cash offers.