Yes, the individual transactions are certainly complex and intertwined, but the trends and imbalances are easily identified - for anyone that cares to look. Our problem is regulatory capture. Nobody is minding the shop, while the average saver/investor is being exploited. At the same time, the average saver/investor has misplaced faith in the regulatory regime. No, nobody can predict when the cracks will open up, but we know that they will - and millions will suffer. The "broken clock" / "nobody knows" trope isn't helpful to a thoughtful conversation.

Great analysis @corbettreport