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Savings? What are savings? XD

Definitely, the wolf is constantly at the door - and it's getting worse (with some brief seasons of relief) since 2016. I think I still have a window of opportunity, but if I don't act on it ASAP, I'm going to regret it.

I'll never trust these turkeys again, and once I have better footing, I'm going to demand pre-payments beforeI take them seriously :D

Ha ha! I look forward to the time when I can say I'm not available.