Have You Ever Wondered Why So Many People Are Stressed About Money?

Stress about money affects most of us, no matter how poor or rich we are. If your are poor most probably you stress about the bills and how to earn more money. If you are rich you stress about the security, how to keep your money protected, successfully invest and don't lose your wealth. Maybe you think that rich people have no reason to stress about money, but have you considered loss aversion? Our emotional reaction to loss is twice as intense as our joy in gain. The effort to save 1000$ is much greater than effort to gain it.

I have had a lot of stress about money myself. Then even more stress. And then again... stress! But today I am totally happy about all that stress, because it made me think, question the situation and look for solution. I can't say that I don't have any stress about money nowadays, but I managed to reduce it to minimum levels without increasing my income of radically cutting expenses. It helped me, so I decided to share my thoughts with the community, because I have noticed many joining hungry for money with huge expectations for Steemit to be their jackpot. I can't assure it will help you as it did for me, but I really hope it will be useful to shift your mind about money.

1) Money is not a natural thing, it is an invention!

I have a 6-month old daughter (yes, she is very pretty and I love her) and it is a pleasure to see her development day by day. Eating, sleeping, crying, crawling, sitting, smiling, screaming and even more to come like standing, walking - all those things are natural and comes as instincts. Me and my wife don't have to teach our daughter those skills because "Mother Nature" already took care of it. But she don't have any instincts about money. I don't have them. And guess what - You don't have it, too! If you haven't received proper financial education as a child (this is the problem I have had...), then now you are out in the "money world" without a proper skills and knowledge to make good decisions. And bad decisions we make about money brings stressful situations. The solution that helped me - I took adult classes to increase my financial education, started reading books about personal finances and the most important thing - I implemented received knowledge into my life.

2) Debt is not a natural thing, either!

Bills, credits, liabilities - to simplify let's just call everything "debt". If you have an obligation to pay for someone, then you have debt. Can you imagine something like that in the nature? Just imagine two brown squirrels in the forest, winter, middle of January:

-Hey, can you borrow me 2 nuts. I have run out of them?

-Sure, take them. But you will have to bring me 3 nuts when summer comes.

-Great, thanks, agreed!

Is this possible? Theoretically yes. Does that happen in nature? NO!

This is why so many people have so much stress about their debts. We don't have instincts how to handle it and if we lack financial education and skills it becomes impossible to handle debt correctly. There are two solutions to solve this problem - either you increase your financial IQ and understand how to handle debts, either you strive to become debt-free and live debt-free live. In my case I adopted both, so even I have some debt now it is manageable and I don't stress about it.

This is my first post at all so please let me know in the comments if you are interested hearing more from me. The best way to do that - write your own experience about this issue and why You stress about money. It will be inspiration for me to keep my work up solving more and more problems related with money.

As you know, to admit the problem is the first step to solve it. That works for me.

P.S. Squirrel eats half of the found food instantly, other half hides in stash. A good goal to start with if you spend all earned money or even more!