SO very true! Sadly, not that many people will read this and let it sink in... because money represents "glamour" and "lifestyle" to them... where it could so much more effectively be used as "long term security."

To some degree, I expect it's the classic "You value things about as much as you pay/work for them." truism. I often watch-- with sadness-- how someone might win a couple of million in some lottery or event... and in another couple of years they are broke. On the other hand, someone who worked their way to a million dollar bank balance... they tend to have something for the long run.

Crypto winners who go broke? Putting money into some "investment" that goes up 20x in a year or less, that's really more like a lottery winning than an actual investment. Doesn't surprise me it gets squandered.