Mike Maloney spends a lot of his time trying to educate Americans about the economy and its possibility of its collapsing sometime in the future. Watching all of his videos is especially rewarding and enlighting. He has a nack for explaining the complexities of the market, the Federal Reserve (which is not a U.S. Government agency), gold and silver and lately cryptocurrencies. His voice is clear and calm and his message is always enlightening. His number one passion is educating the public about economics and how not to get taken in by the deceitful money peddlers. In addition to all of that he is a thoroughly nice guy, even kindly, which can be rare these days. I like Mike Maloney and his messages and highly recommend that you listen to what he is teaching about economics, as it is a wise use of your valuable time.