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RE: Why Saving is STUPID and Debt Can Be a Good Thing!
Keeping money is the bank is a terrible idea... I do advocate saving hard assets, food, water, and maybe cash on hand. Minimize cash assets in the bank if possible.
Agreed having any money in the bank other than what is needed to pay bills for the month is nuts, when a run on the banks occurs all the money in your bank is effectively locked away, you have to live on what you have at hand.