You are viewing a single comment's thread from:
RE: Hack your credit score: An easy way to a 800+ credit score
Attaining a perfect 850 credit score takes a lot of time and commitment. In fact, according to FICO, only 1.4% of the U.S. population falls in the "super-prime" category with a perfect 850 credit score. Personally, I think anything over 800 is good.
Agreed. Here is something you might find interesting.
Wells Fargo Credit Ratings
Excellent (760 and above)
You should generally be able to qualify for the best rates, depending on your debt and income levels and the amount of equity you have in any collateral.
Good (700 - 759)
You should typically be able to qualify for credit, depending on your debt and income levels and collateral value (but you may not get the best rates).
Fair (621 - 699)
You may have more difficulty obtaining credit, and will likely pay higher rates for it.
Poor (620 and below)
You may have difficulty obtaining unsecured credit.