Hey there buddy, glad to hear from you. Monero is always a good one to have on hand and with the cards you got a wise one to get on with them. Also look at VERTCOIN, that is top dog at the moment for mining, but I just run it on Nicehash lol...lazy.

Pool wise I am on them all, you guys see a miner named FRENCHFRY pop up, that is me always lol. I locked that username down on virtually all the pools out there and always looking for me. Basically I try to mine on whatever hits at the moment. SUPRNOVA is one I go to regularly but if its gets too full blown with too many miners, then I look around for pools with less. It breaks down like this, if you can find a balanced pool on a coin, one with less but not to low with miners you can find better returns I found. If there is too many its just a battle for coins lol...you may get faster returns but its split out more among more people so the cuts are lower.

Baby step it by the way, how I did it and eventually it all adds up. I got a little cloud mining too but I hate them lol....figure just as free spending money later I can forget about and enjoy mid year next year