state bank of sikkim is not a solution...because we can not open account in state bank of sikkim without residency of sikkim...remember Govt. prohibit virtual currency(VC) because they donot regulate it and it does not generates any revenue.so, VC can be treated as Black Money..I think govt. put 18% GST on VR transaction,but it is less feasible to me currently with immediate effect after 19th July..because they did not has a master plan,how to regulate that..Until any masterplan ,Govt. will not allow to transact in VC..