Love the post Jerry. Thanks for providing a background of how the 401k started. I like how it wasn't mainstream until Wall Street could get a piece of it. Also, the management fees are ridiculous. It's crazy that if you pull out before you're older you get a penalty fee and will probably have to pay higher taxes. It's such a scam. I'm the only one at my job that doesn't have a 401k. I always question the people who invest what funds they are investing in, and they don't even know what's in it! Most people are fools when it comes to money. And a fool and his money will soon part ways. Continue to spread the knowledge - people need to get their heads out of the sand.