Michael, Banx was not a failed startup, it was a scam from day one, conjured up in a prison cell as a means to repay some people that were important to him ( not Banx investors) he needed to make his parents whole, he borrowed 150k on their home to fund a business (he failed of course) & tried to repay the funds by growing marijuana but he failed at that too, there is nothing, absolutely nothing legitimate about the Banx operation ,it was a ponzi scheme ,illegal by definition, one day it & he will be investigated and you say " Doesn't sound like a bad guy to me."..you either have no clue who you're dealing with or you have rose tinted glasses