Absolutely agree! Watching for the auto credit cycle to bust BUT per your earlier posts the entry of derivatives (and maybe ETFs) into the crypto markets is a concern. I have always seen derivatives as an equivalent to fractional reserve banking - creating something out of thin air.
For the small investor who times it well being in cryptos will be good but they need to be fleet of foot and be able to exit into physical gold/silver/platinum when the crisis hits - or use the funds to pay down loans on real assets (if they have them).