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RE: Hack Your Credit Score: loopholes, arguing with old ladies and my journey.
Definitely. I was thinking about writing a post on how I improved my credit score using this method, but you've pretty much got it covered now. :) And, you have more credibility in this niche, because you used to work in it. I simply followed the same advice you give here in a book I read. Either way, it's useful information many Steemians will appreciate.