Great post as usual. I think that this will work more on those who have much money. If you don't have much money, neccessory to began on what you want to buy if such opportunity is there so that you can save cost. It is true as you said that one should not eat what he doesn't enjoy. It is also true that one should not own if you have the money to pay in full. But i don't support the idea of one spending all the money you have in the bank because if you do that and got broke, than you will know that there is hell on this earth. You have a lot of post, that shows that your head is full of ideas. Weldon.