Playoffs at the top of the game

After the Rana Plaza accident, many of the garment traders have increased business through new factories. Even after the condition of the factory did not go to the factory, the business has left too many small traders. For this reason, in the year 2007, there was an increase in the number of garment sector loans, the defaulting loan also increased. These information matched the financial stability report of the Bangladesh Bank.

As per the central bank, the loan growth in the whole bank sector increased in 017.14 million 470 crore And in the year 2010 the defaulting loan increased 12 thousand 132 million taka more than the previous year. In the meantime, in the year 2017, the amount of garment sector loan amounting to 93 thousand crore, which was 75 thousand 800 crores in 2016 In the same year, the loan default in this sector has increased to Tk 2,940 crore. At the end of 2016, there was a default loan of 7,850 crore in the garment sector, which increased to Tk 10.77 billion in the end of 2017.

In addition to the clothing sector, the amount of credit increased in the textile sector and textile sector. At the end of last year, the amount of credit to this sector stood at Tk 61,990 crores, which was 54 thousand 370 crores in 2016. At the end of last year, the amount of defaulted loan in the textile sector has increased by Tk 2,440 crore from the previous year to 7,490 crore taka. Eprothomalo

Chairman of Association of Bankers Bangladesh (ABB) and Managing Director of Dhaka Bank Syed Mahbubur Rahman said in the first light, last year many garments traders made new factories. Many people also left the business because they could not do the factory following the rules. That is why the loans in the clothing sector have increased, the increase of the game also increased.

According to the Bangladesh Bank, the bank's loan in 2016 was Tk 6.77 billion. By the end of 2017, it has increased to 7 lakh 98 thousand 190 million taka. At the same time, the default loan increased from Tk 62 thousand 170 crore to Tk 74 thousand 302 crore.

In other big industries except garment in 2016, the amount of loan was Tk 1.22 billion, which was increased in 2017 to 1 lakh 17 thousand 480 crores. But at the same time, the amount of defaulted loans of these industries has come down. In 2016, the amount of defaulter in the big industrial sector was Tk 6,111 billion. In 2010, it has reduced to 6 thousand 80 million taka.

In the construction industry, the amount of loan increased by the end of last year 54 thousand 22 crores. The amount of which was 48 thousand and 280 million in 2016. As a result, the loan amount increased to Tk 5,940 crore in one year. At the same time, the defaulted loan of this sector has increased from 3,970 crores last year to Tk 4606 crores.

At the end of last year, the amount of credit and transport sector loan amounting to Tk 13,990 crores, which was 11,890 crores in the previous year, as central bank. At the same time, the amount of defaulter in this sector has decreased to Tk 1,520 crore-in 2013, the amount of which was Tk 1,740 crore.

Consumer credit also increased in the banking sector in the year 2017. At the end of the year, credit card loan increased by Tk 230 crore to Tk 3,670 crore But the car loan has decreased. At the end of last year, the amount of car loan in the consumer loan stood at Taka 1,930 billion, which was Tk 2,330 crore in the previous year. Home loan or loan loan has increased, but the home or housing loan has increased. At the end of 2017, the amount of consumer credit for the housing increased by Tk 3,990 crore from the previous year, Tk 13,990 crore In 2016, the amount of consumer loan in this sector was Tk 10, 900 crore.

When asked about the increase in default in bank loan, Pallabi Bank's Managing Director MA Halim Chowdhury said in the first light, the loans taken in the transport sector have not yet come to the advantageous position. The shipbuilding sector could not turn around. '