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Best regards to you @artguru my opinion The time passes and we can not stop until we gather ourselves. One day we will find ourselves at the age of 30 or 40. We are lost. We do not know the reason or the path we took, and then we will find ourselves preoccupied with problems, difficulties and difficulties. We must hold ourselves accountable for everything we do every day and every night. Are we in the right direction and are we near to achieving success.

That is investing in your future!