Welcome:).. Skepticism is normally created from a bad experience. So you will find many users climbing that same wall. That is until they actually turn Steem into fiat for the first time, then i think the whole world tips upside.
I am also relatively new to the Blockchain worlds but it is an exciting one, and it causes a tsunami of emotions that open up the previously untapped creative flow we all have available....I was fortunate to visit Holland to visit a friend that migrated there, and loved it. Enjoy your Steemit experience!