The blockchain network is developing by the Distributed Credit Chain or DCC and it is establishing the business standards and its reaches to the consensus on the books and it is deployed by the business contracts implementing the liquidation of settlement to the service. This will distribute a variety of financial terms to the businesses. It is making settlements of the distributed banking system in a continuous process within periodic construction. The distributed bank will become important through the ecosystem with the help of distributed banking. This begins by conducting credit business on DCC and will reconstruct the business ecosystem of traditional credit by decentralizing the technology.

Consensus Algorithm

The consensus mechanism is important and used for maintaining the DCC ecosystem for retrieving the consistency and continuity of data. This will be given through the current ecosystem by the needs of DCC where it will be using the PBTF Algorithm as consensus. This algorithm includes:

• The consensus constructs the block having the similar billing rights, reflecting all the peer equivalence and it will prevent the individual accountant from doing anything wrong.

• The block generation can be done within seconds to satisfy the needs of transactions within a shorter period.

• It will have support for 1/3 of nodes by the tolerance of fault and it will have the failure for doing evil to less than 1/3 of a total number of nodes and this will never affect the consensus.

• The block will involve the synchronization process verifying it strictly ensuring the data security.

• The PBTF consensus algorithm is operated in high consistency, high availability and strong for anti-fraud ability. It is widely used in another consortium for the chain projects making it mature and fairly stable.

Smart Contract

The smart contracts are operated through a chain deployed and coded on DCC for the string of codes containing business logic. The DCC ecosystem contains the EVM container compatible through the deployment of Ethereum by the implementation of smart contracts by the support of development by the use of Solidity language. The consortium is developing the chain architecture for the participants without any need of making payment of costs reaching to the consensus for the block generation and the main contract will have partners on the open platform by the verification to the test environment.

Network Layers

The network layer of DCC runs through the layered protocol of SWIM and it is processed by the group membership protocol. It maintains the membership relationship by SWIM agreement providing exchange protocol for the data nodes features as:

• Scalable it is used for building large-scale P2P networks

• Weakly-Consistent achieves the ultimate consistency by the information exchange and it improves the availability of network ensuring feasibility

• Infection-Style disseminates the gossip-style messaging the exchange protocol

• Membership separated all the fault detection avoiding flaws for traditional gossip by a large-scale network by default detection for algorithms

Interactive Layer

This layer consists of Open API and Cross-chain Adaptation. The Open API is the public chain for a larger number of open source for the participants engaged in chain interactive for development. The Cross-chain Adaptation is compatible with the current mechanism carrying the cross-chain asset in exchange for financial services with the support of digital assets.
The developers of DCC are welcomes by the participations researching the public chain empowered by the DCC rewards.

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