In our modern digital world, at any given moment we're generating an enormous amount of data. This data is then stored, transferred and shared, often without our knowledge. This valuable data represents our human value, and when we are denied ownership and control over this data we are robbed of its intrinsic value. This limits our operational human capital and our ability to monetize our human value via different forms of exchange. The Internet of Value Omniledger (IOVO) will return ownership of that value back to the individual and store it in a safe and secure manner. IOVO democratizes the monetization of data - expressed as an electronic identity for all participating parties. IOVO is a blockchain based platform. This platform is made to "give back the personal ownership and control over one's data." It also enables users to sell that data for money.

Currently, multiple centralized structures take full advantage of the data generated by users of different platforms and their everyday lives. IOVO remedies this by providing a decentralized network database that allows users to benefit from collecting, storing, and sharing their personal value directly or via numerous decentralized apps (dApps).

IOVO is designed to democratize valuable data ownership, storage and monetization in order to protect human capital asset-value in the light of ongoing automation of labour and service processes.

The term "omniledger" refers to IOVO's status as a "ledger of ledgers, a universal global database network acting as a base layer for different decentralized social and commercial applications. As an omniledger, IOVO will become a growing, secure, and transparent infrastructure for various quantitative value management platforms and dApps, providing both user empowerment and social and commercial utility

Why is IOVO needed?

Modern social and economic reality is increasingly dependent on data. The flow of data (collection, storage, management, exchange, etc.) defines the structures of power in politics and economies. The centralization of all datarelated processes harms democracy and is the root cause of the current and future decline in human value.

There are two key reasons why IOVO is so necessary:

Large organizations harvest and process the data generated by the activities of nearly every human on the planet. Individuals have no control over this, and they have no technical recourse to determine how their data is used. Data is harvested and monetized while the individuals who generate that data see no benefits. Once centralized, this personal data is easy for unauthorized, often hostile entities to appropriate.

There is a need for a cumulative universal database that can be easily browsed and analysed. The IOVO DAG is a comprehensive network database accessible to analysts and researchers from every conceivable field.

HOW IOVO WORKS

IOVO is a DAG (directed acyclic graph) designed as a platform for various applications. IOVO's primary functions are to collect, store, and secure user data shared with applications built upon the IOVO DAG. User data cannot be accessed by other users without the original users consent. If a user agrees to share their data, they will receive an agreed fee when that data is accessed. Users decide precisely how much of their data is made externally accessible to other parties, while keeping complete control over it. Every browsing action and query requires a payment. IOVO serves as a personal data wallet. It builds a powerful universal database that allows unrestricted analysis opportunities.
IOVO provides the infrastructure to create a new data economy, one which allow users to monetize their data and access benefits that were previously only available to the owners of platforms and applications.

What problems does IOVO solve?

IOVO is a decentralized database ecosystem. It is dedicated to giving data ownership and power over data and its monetization to those whose lives generate it: people. IOVO is conceived and designed to secure complete control over all users' data and how it is shared. Users decide what gets revealed, who gets access, and what they want to be paid for it. Users own all their personal data and any further data derived from it (e.g., scorings). This makes IOVO a universal database network infrastructure - a global registry of every kind of data-related knowledge, as well as a database of all possible scoring scales and information derived from that knowledge.

IOVO satisfies the following particular needs of different participating parties:

A. USERS:

IOVO gives users ownership and full control over their digital value and privacy, together with shifting data monetization processes from large data collecting organizations to the final user. The benefits of IOVO for users include:
Data wallet and access to IOVO network.
Data ownership.
Data security and transparency.
Data monetization.
Anonymity.

B. dApp AND APPLICATION OWNERS.

IOVO guarantees full data security to operators of applications and decentralized applications. It also facilitates monetization of this data (with user consent) and supports user growth by satisfying stringent data security and privacy standards. The benefits of IOVO to dApp and application owners include:
Access to a comprehensive global database via data wallet.
Monetization of owned data.
Data security.
Acquisition of more users.
Unmodifiable history.

C. COMPANIES AND DATA ANALYSTS.

IOVO is a powerful network database for browsing, analysis, and inference. The infrastructure is comprehensively analysis-friendly and equipped with easy access to external analytical tools. Researchers and analysts can also use tools and solutions delivered by IOVO. The benefits of IOVO for companies and data analysts include:
Big data access to complete network.
Data research and analysis.
Full anonymity.
Direct contact with surveyed users.
Secure data storage and unmodifiable history.

By aggregating all types of personal data generated by users of dApps based on the DAG, IOVO serves as a complete big data infrastructure capable of providing answers to complex research and analysis queries.
Examples of IOVO-based applications
ONLINE INFLUENCE-BASED DYNAMIC PRICING
INSURANCE SCORING SYSTEMS
NEWS DAPP: DROPP
BANKING AND FINANCE SCORING
HR: PROFESSIONAL AND COOPERATION DATA AND RATING
KNOWLEDGE EXCHANGE SCORING
FOOD QUALITY AND DISTRIBUTION SCORING

Why IOVO will work

The stability, security and performance of IOVO is guaranteed by the wellstudied components which IOVO is constructed from:
Multi-blockchain DAG - IOVO harnesses the potential of blockchain technology while maintaining scalability and performance.
Proof of value - IOVO extends the well-tested proof-of-stake algorithm to make use of a user's value instead of their stake.
Public-key cryptography - IOVO uses asymmetric cryptography to handle users' addresses. This makes all their data secure while preserving ease and transparency of usage.
Lattice-based encryption - post-quantum encryption algorithms based on learning with errors (LWE) keeps users' data secure even in the presence of a quantum computer.

TOKEN METRICS & DISTRIBUTION :

TOKEN ALLOCATION STRUCTURE

The 1.000.000.000 IOVO tokens will be allocated according to the following structure:

FUNDS ALLOCATION STRUCTURE

The collected funds will be allocated according to the following structure:

Website: http://iovo.io/
Whitepaper: http://iovo.io/assets/whitepaper.pdf

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