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RE: Do I Participate in an ICO or Do I Sit on the Sidelines?
I agree about the riskiness of ICOs and stay away from them as a rule. Your preferred coins - Dash, Bitcoin, Monero, and Steem - are high quality and I think you'll do better trading those. If I really want to get a piece of an ICO, I think it's always smarter to buy after the sale is over, when he hype has died down and the price is usually lower.