HOW TO Get Free Money

1. Sign up for a Bank Bonus — $150-$200
   We've put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It's up to you to decide how to manage several bank accounts. Some of us find it's helpful to have multiple places to stick our money for various purposes — we're less likely to touch it that way.

You could always open an account, collect the bonus, and close it when you're no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

1. Rent out Your Extra Baby Stuff With This App — $20+
   Traveling with kids can be rewarding, but also very challenging. The goBaby app aims to make it a little easier on parents — while giving other parents the chance to make some extra cash.

Packing and hauling baby stuff across airports, planes, trains and automobiles sucks, and it might even cost you extra money.

Through the goBaby app, New York City-based mother of two Natalie Kaminski created a parent-to-parent marketplace where traveling parents could rent baby gear like strollers, car seats and other items from local parents with the same to spare.

This Airbnb-style exchange for baby supplies is available in New York City and will be launching soon in Boston, Miami, San Francisco and Chicago.

If you live in one of these cities, use the app to monetize the baby gear you already own!

Here’s how it works:

Download the app for free here.
Take a photo of the item you want to rent out. Add a brief description, and set your price.
Choose whether you’ll deliver the item or have the renter pick it up.
Give the item to the renter, and get it back within the scheduled dates.
Get paid. Repeat!

1. Sign up for a New Credit Card — $1,425
   One of the best ways for a Penny Hoarder to make some serious extra cash is to take advantage of credit card sign-up bonuses.

Of course, to get the most benefit, you should have excellent credit, and pay off your card in full each month so you're not paying interest. (After all, every time you pay interest, you're losing some of the positive effects of the bonuses.)

For those of you wondering, here's how opening and closing credit cards affects your credit score (Hint: You can do it without causing too much harm).

1. Get Paid to Take Surveys — $5
   You're going to be online anyway… why not get paid while you're there?

PointClub is awesome because you’ll get points for every single survey you take — guaranteed. Plus, the company gives you $5 just for signing up! Once you accrue enough of them, you can redeem those points for gift cards to a ton of useful vendors like Walmart, Amazon and PayPal.

4Do Your Shopping via Ebates — $10
Believe it or not, some sites will give you free gift cards just for signing up with them.

One of our favorites is Ebates, a cash back shopping site. It's giving away $10 gift cards if you sign up as a new member and earn your first cash-back rebate.

You can choose a $10 gift card for Walmart or $10 in Ebates cash for your next shopping trip on the site.

To earn your gift card:

Sign up for Ebates here with your email or Facebook account.
Make your first purchase through the site within 90 days, and spend at least $25.
Your account will be credited with rewards points you cash in for your $10 gift card.