I was wondering why some will be storing liquid steem in their wallets meanwhile the spud4steem will come and go, the steem will still there and they will still be in the clubs.

In some cases, this is true. I think this is where the 3 month data can also be used 🙂

Let see how it goes

Exactly. There's a lot of information which people can choose to interpret how they wish - calculations and what's included and excluded can adapt with experience.