Uff, a very unfortunate situation that is very real and common in today world. We all do go up and down from time to time, that is a reality, and I am not afraid to say that it can happen to most of the people. But we still need to do a historical comparison for about last two hundred years or so, to be able to get a clearer picture of the problems many generations endured during their lifetime. I believe and I know that we can fine tune our way of living and improve the micro economy through quite simple models of tokenization that would include top quality modern prefabricated buildings ( we are working on it) that are still on the cheaper side. A modern day shareholding and possible decent sharing economy.
Keep up the positivity and thank you for your contributionism!
Damir